Misleading names

Ring ring. Ring ring. Click.

"Hello, this is Allstate Insurance, with the man who stands just outside the boundaries of time while you have an accident."

"Hi, I've just read on your site that you don't sell home insurance to Massachusetts online - is that saying I need to do it over the phone?"

"No, we don't operate in the state of Massachusetts."

"Right. Why are you called Allstate, then?"

Ring ring. Ring ring. Eine Kleine Nachtmusik. Your call is important to us. Click.

"Good morning, this is Nationwide Insurance, and our adverts are nowhere near as psychotic as our namesake in Britain."

"Hi, do you offer home insurance in Massachusetts?"

"No."

"Then shouldn't you be called Nationwide-Except-Massachusetts?"

We got home insurance from a local company in the end. They were very efficient indeed.