davidn: (skull)
[personal profile] davidn
By the power of Christ, Satan and all their respective little wizards. We've just been told our closing costs are in excess of $7,000 because the stupid bitch at the bank forgot to put down that our loan covered the mortgage insurance. One day until closing.

I didn't even experience incompetence on this scale when going through the immigration process - I was cautious about broadcasting my feelings to the Internet where anyone can pick up on them at first, but I'm now convinced beyond doubt that she doesn't deserve to have a job, or to be protected from my reactions to her. The whole procedure was perfectly all right until she came along and she's single-handedly messed up more than most humans are capable of in their entire lifetimes. Once our loan is safe and irrevocable I'm certainly going to be naming her to any watchdog agencies that will listen, as well as hauling all our money out of the bank that has the lack of sense to employ her as soon as possible.

But hang on - this means that once we get this cleared up and the mortgage insurance back where it should be, by process of simple subtraction, we already know that our closing costs are going to be much less than we had at first anticipated. So we'll have enough money left over to spend it on some extras:

Additions to post-house-buying budget

Cost of car hire for a weekend: $100
Cost of petrol for going to Maine and back: ~$100
Cost of punching loan processor extremely hard in the face: $0
Cost of lawyer to justify actions on grounds of temporary insanity: $500 (I don't imagine this will be a particularly difficult case)
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